Exploring Captives: Stability of Premiums

Exploring Captives: Stability of Premiums

Stabilizing Insurance Premiums Insurance premiums should not go up and down annually in a dramatic fashion.  They should be steady, with only minor fluctuations.  Why then, are carriers so competitive one year and thirty percent higher the next? The reason is in their...
Exploring Captives: Board Member Management

Exploring Captives: Board Member Management

Managing Board Members When talking to Dealers about joining a Group Captive, they often say, “I don’t want to be in a group!”  Or, “I’m better than the rest of the industry!” Well, the fact is…you’re in a group now!  You just have no control over it.  And, as far as...